What We Do

We've made saving for retirement easier. Let our guided set-up help you along the way.

There are many ways to save for retirement. We offer three account options.

You don't have to choose now - that comes later - but here's what you should know about Individual Retirement Accounts (IRAs).

Roth IRA

You're taxed when you put money in. This may be attractive if you expect your tax rate to be higher in retirement.

Traditional IRA

You're taxed when you take money out. This may be attractive if you expect your tax rate to be lower in retirement.


Allows you to potentially save more than a Roth or Traditional IRA, but it has some restrictions.

How do these differ?


We take the guesswork out of investing.

When you open an account with Honest Dollar, your money is invested in a portfolio of Exchange-Traded Funds (ETFs). To spare you the stress of having to pick your investments, we offer six portfolios with various risk levels.

Not sure which portfolio to choose? We'll make suggestions based on how often you'll need to access funds, how much risk you're willing to take and when you anticipate retiring.

Save on your schedule, not ours.

As we've mentioned, one of the advantages of Honest Dollar is that you can schedule a contribution of any size whenever it works best for you. For those who prefer to set-it-and-forget-it, you can automate what you deposit by setting up a recurring contribution.

Planning for tomorrow won't cost you much today.

$3 per month
$5 per month

Take the first step in taking care of you.

Get Started