How it works

We've made saving for retirement easier.
Let our guided set-up help you along the way.

There are many ways to save for retirement. We offer three account options.

You don’t have to choose now — that comes later — but here’s what
you should know about Individual Retirement Accounts (IRAs).

Roth IRA

You’re taxed when you put money in. 
This may be attractive if you expect your tax rate to be higher in retirement.

Traditional IRA

You’re taxed when you take money out. 
This may be attractive if you expect your tax rate to be lower in retirement.


This option, available to the self-employed, could let you save more than a Roth or Traditional IRA.

How do these differ?



We take the guesswork out of investing.

Saving for the life you want doesn’t have to be complicated. We’re here to guide you through opening an IRA and will recommend a portfolio of Exchange-Traded Funds (ETFs) to grow your investments over time.


Save how you want, when you want.

With Honest Dollar, you can schedule a contribution when it works best for you. If you prefer to set-it-and-forget-it, you can automate your deposit with a recurring contribution.

Take the first step in taking care of you

Get started