How it works

We've made saving for retirement easier.
Let our guided set-up help you along the way.

We offer three options for retirement saving, all with potential tax benefits.

You don’t have to choose now — that comes later — but here’s what you should know about these Individual Retirement Accounts (IRAs).

Roth IRA

You contribute after-tax dollars today, and your withdrawals in retirement are tax-free. 

Traditional IRA

Your contributions may be tax-deductible today, and your money grows tax-deferred until withdrawn in retirement.


If you have self-employment income, this option might let you contribute more than a Roth or Traditional IRA.

How do these differ?



We take the guesswork out of investing.

Saving for the life you want doesn’t have to be complicated. We’re here to guide you through opening an IRA and will recommend a portfolio of Exchange-Traded Funds (ETFs) to grow your investments over time.


Save how you want, when you want.

With Honest Dollar, you can schedule a contribution when it works best for you. If you prefer to set-it-and-forget-it, you can automate your deposit with a recurring contribution.

Take the first step in taking care of you

Get started